{"title":"Student-loan reporting errors vs accurate lates","description":"\u003cp\u003eStudent loans can show accurate late payments. Accurate, current, correctly reported information can stay on a credit report. That is not a dispute you win by sending more letters.\u003c\/p\u003e\u003cp\u003eA reporting error is different — a payment that posted on time but shows late, a wrong balance, a duplicate, a loan that is not yours. Those can be disputed under the FCRA. The Credit Attack Kit is the checklist for lining up the documents and sending a complete dispute yourself. The kit does not delete accurate lates.\u003c\/p\u003e","products":[{"product_id":"the-credit-attack-kit","title":"The Credit Attack Kit","description":"\u003cdiv style=\"margin:0 0 1.15rem;padding:1rem 1.1rem;border:1px solid #F2D01D;border-radius:16px;\"\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eInstant PDF.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e30 days\u003c\/span\u003e to change your mind. You keep the files.\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eA \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003efree 15-minute call\u003c\/span\u003e with Yordan.\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eShop Pay, PayPal, and cards.\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eNothing ships. The file lands in the email you use at checkout.\u003c\/p\u003e\n\u003c\/div\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eWant the whole path?\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003ca href=\"\/products\/complete-credit-bundle\"\u003eThe complete credit bundle\u003c\/a\u003e is \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e$34.97\u003c\/span\u003e instead of $49.91.\u003c\/p\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eReal page from inside the kit\u003c\/p\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0835\/9179\/0847\/files\/credit-attack-kit-sample-real.png?v=1787794749\" alt=\"Real page from The Credit Attack Kit showing the recommended order for attacking credit report errors.\" style=\"margin:0.35rem 0 0.7rem;max-width:100%;height:auto;border-radius:14px;display:block;\"\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThis is an actual page from the guide.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThe attack order. How to send letters. What to track next.\u003c\/p\u003e\u003chr style=\"margin:1.05rem 0;border:0;border-top:1px solid rgba(245,185,66,0.28);\"\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eYour credit report is probably wrong somewhere.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eYou just haven't looked.\u003c\/p\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eWhat's inside\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e50+ attack letters\u003c\/span\u003e for collections, charge-offs, late marks, and more.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThe \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e90-day attack plan\u003c\/span\u003e, week by week.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eHow to read your report like a pro.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e4 printable trackers\u003c\/span\u003e so you always know where every fight stands.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThe business funding ladder, for owners only.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eA \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003efree 15-minute call\u003c\/span\u003e with Yordan. Bring your report.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003ca href=\"https:\/\/cal.com\/yordan-marin-yg5qcz\"\u003eBook after you buy\u003c\/a\u003e.\u003c\/p\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eWhat clients say\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eReal reviews from plant money habits clients.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThis store sells DIY guides you use yourself.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eResults vary. No score is promised.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;padding:0.85rem 1rem;border-left:3px solid #F2D01D;background:rgba(242,208,29,0.08);border-radius:0 14px 14px 0;\"\u003e\u003cspan style=\"color:#F2D01D !important;font-weight:800 !important;letter-spacing:0.08em;\"\u003e★★★★★\u003c\/span\u003e \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eDean\u003c\/span\u003e\u003cspan style=\"opacity:0.72;\"\u003e, Easton, PA\u003c\/span\u003e\u003cbr\u003e“My credit improved fast. My budget is clearer and more manageable, and I 100% recommend them.”\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;padding:0.85rem 1rem;border-left:3px solid #F2D01D;background:rgba(242,208,29,0.08);border-radius:0 14px 14px 0;\"\u003e\u003cspan style=\"color:#F2D01D !important;font-weight:800 !important;letter-spacing:0.08em;\"\u003e★★★★★\u003c\/span\u003e \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eAdelina\u003c\/span\u003e\u003cspan style=\"opacity:0.72;\"\u003e, Bethlehem, PA\u003c\/span\u003e\u003cbr\u003e“Thank God for Yordan and the team. Our dream of owning a house is going to become a reality pretty soon.”\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;padding:0.85rem 1rem;border-left:3px solid #F2D01D;background:rgba(242,208,29,0.08);border-radius:0 14px 14px 0;\"\u003e\u003cspan style=\"color:#F2D01D !important;font-weight:800 !important;letter-spacing:0.08em;\"\u003e★★★★★\u003c\/span\u003e \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eRamon\u003c\/span\u003e\u003cspan style=\"opacity:0.72;\"\u003e, Allentown, PA\u003c\/span\u003e\u003cbr\u003e“Nothing I did on my own helped. Then I contacted Yordan and everything moved fast. He even showed me how to handle my cards.”\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;padding:0.85rem 1rem;border-left:3px solid #F2D01D;background:rgba(242,208,29,0.08);border-radius:0 14px 14px 0;\"\u003e\u003cspan style=\"color:#F2D01D !important;font-weight:800 !important;letter-spacing:0.08em;\"\u003e★★★★★\u003c\/span\u003e \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eYadira\u003c\/span\u003e\u003cspan style=\"opacity:0.72;\"\u003e, Miami, FL\u003c\/span\u003e\u003cbr\u003e“Identity theft was blocking me from buying my house. They cleaned it up and got me moving toward my home again.”\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eMore reviews on the \u003ca href=\"\/pages\/about\"\u003eAbout\u003c\/a\u003e page.\u003c\/p\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eBeing straight with you\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eNo score promises.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eWe don't remove things that are true, current, and correctly reported.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eYour rights are \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003efree\u003c\/span\u003e.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eYou pay for the organized system and the time you don't spend figuring it out alone.\u003c\/p\u003e\n\u003cdiv class=\"pmh-seo-faq\"\u003e\n\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eQuestions people ask\u003c\/p\u003e\n\u003cp style=\"margin:0.85rem 0 0.2rem;font-weight:700 !important;line-height:1.35;\"\u003eHow long does a bureau have to investigate?\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eUnder the FCRA, a consumer reporting agency generally has 30 days to investigate a complete dispute. That is an investigation timeline, not a promise that anything will be deleted.\u003c\/p\u003e\n\u003cp style=\"margin:0.85rem 0 0.2rem;font-weight:700 !important;line-height:1.35;\"\u003eWhere do I get free weekly reports?\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eAnnualCreditReport.com is the official site for free weekly credit reports from the nationwide bureaus. You do not have to buy a score to see the file.\u003c\/p\u003e\n\u003cp style=\"margin:0.85rem 0 0.2rem;font-weight:700 !important;line-height:1.35;\"\u003eIs a goodwill letter a right?\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eNo. A goodwill letter is a courtesy request. The furnisher can say no. Inaccurate or incomplete information is a dispute, not a goodwill ask.\u003c\/p\u003e\n\u003cp style=\"margin:0.85rem 0 0.2rem;font-weight:700 !important;line-height:1.35;\"\u003eDoes a freeze raise a score?\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eNo. A credit freeze restricts most new-credit access to your file. It does not raise a score.\u003c\/p\u003e\n\u003cp style=\"margin:0.85rem 0 0.2rem;font-weight:700 !important;line-height:1.35;\"\u003eDoes this kit delete items or raise my score?\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eNo. The kit is a checklist and letter templates so you can do the work yourself. Accurate, current, correctly reported information can stay on a report.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"pmh","offers":[{"title":"Default Title","offer_id":49046137798911,"sku":"KIT-EN","price":9.97,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0835\/9179\/0847\/files\/kit-en.jpg?v=1787874238"},{"product_id":"complete-credit-bundle","title":"The complete credit bundle","description":"\u003cdiv style=\"margin:0 0 1.15rem;padding:1rem 1.1rem;border:1px solid #F2D01D;border-radius:16px;\"\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eInstant PDF.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e30 days\u003c\/span\u003e to change your mind. You keep the files.\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eA \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003efree 15-minute call\u003c\/span\u003e with Yordan.\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e$34.97\u003c\/span\u003e instead of $49.91. Shop Pay, PayPal, and cards.\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eNothing ships. The file lands in the email you use at checkout.\u003c\/p\u003e\n\u003c\/div\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eFixing your credit gets you to zero.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThese three guides get you past it.\u003c\/p\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eReal pages from all 3 guides\u003c\/p\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0835\/9179\/0847\/files\/complete-credit-bundle-sample-real.png?v=1787792974\" alt=\"Real pages from The complete credit bundle.\" style=\"margin:0.35rem 0 0.7rem;max-width:100%;height:auto;border-radius:14px;display:block;\"\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eDirect screenshots from the guides.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThe attack order. The 90-day plan. How to calculate your DTI.\u003c\/p\u003e\u003chr style=\"margin:1.05rem 0;border:0;border-top:1px solid rgba(245,185,66,0.28);\"\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eStep 1. The Credit Attack Kit — 68 pages\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e50+ attack letters\u003c\/span\u003e for every kind of bad item.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThe \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e90-day attack plan\u003c\/span\u003e, week by week.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eHow to read your report like a pro.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e4 printable trackers\u003c\/span\u003e so you always know where every fight stands.\u003c\/p\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eStep 2. Build Credit Lenders Love — 20 pages\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eWhich accounts to open first.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eHow to grow your limits without paying for tricks.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e2 worksheets\u003c\/span\u003e and a \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e90-day checklist\u003c\/span\u003e.\u003c\/p\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eStep 3. Homebuyer Ready — 26 pages\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThe DTI a lender actually checks.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eHow much you really need down.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eA month-by-month plan that ends at pre-approval.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eA \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003efree 15-minute call\u003c\/span\u003e with Yordan is included. Bring your report.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003e\u003ca href=\"https:\/\/cal.com\/yordan-marin-yg5qcz\"\u003eBook after you buy\u003c\/a\u003e.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eBought separately these three are $49.91. Together they are \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003e$34.97\u003c\/span\u003e.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eEvery PDF lands in your email the moment you pay.\u003c\/p\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eWhat clients say\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eReal reviews from plant money habits clients.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThis store sells DIY guides you use yourself.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eResults vary. No score is promised.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;padding:0.85rem 1rem;border-left:3px solid #F2D01D;background:rgba(242,208,29,0.08);border-radius:0 14px 14px 0;\"\u003e\u003cspan style=\"color:#F2D01D !important;font-weight:800 !important;letter-spacing:0.08em;\"\u003e★★★★★\u003c\/span\u003e \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eDean\u003c\/span\u003e\u003cspan style=\"opacity:0.72;\"\u003e, Easton, PA\u003c\/span\u003e\u003cbr\u003e“My credit improved fast. My budget is clearer and more manageable, and I 100% recommend them.”\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;padding:0.85rem 1rem;border-left:3px solid #F2D01D;background:rgba(242,208,29,0.08);border-radius:0 14px 14px 0;\"\u003e\u003cspan style=\"color:#F2D01D !important;font-weight:800 !important;letter-spacing:0.08em;\"\u003e★★★★★\u003c\/span\u003e \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eAdelina\u003c\/span\u003e\u003cspan style=\"opacity:0.72;\"\u003e, Bethlehem, PA\u003c\/span\u003e\u003cbr\u003e“Thank God for Yordan and the team. Our dream of owning a house is going to become a reality pretty soon.”\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;padding:0.85rem 1rem;border-left:3px solid #F2D01D;background:rgba(242,208,29,0.08);border-radius:0 14px 14px 0;\"\u003e\u003cspan style=\"color:#F2D01D !important;font-weight:800 !important;letter-spacing:0.08em;\"\u003e★★★★★\u003c\/span\u003e \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eAdriana\u003c\/span\u003e\u003cspan style=\"opacity:0.72;\"\u003e, Philadelphia, PA\u003c\/span\u003e\u003cbr\u003e“Another agency took my money and did nothing. These guys removed my collections and late payments and actually built my credit.”\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;padding:0.85rem 1rem;border-left:3px solid #F2D01D;background:rgba(242,208,29,0.08);border-radius:0 14px 14px 0;\"\u003e\u003cspan style=\"color:#F2D01D !important;font-weight:800 !important;letter-spacing:0.08em;\"\u003e★★★★★\u003c\/span\u003e \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eRamon\u003c\/span\u003e\u003cspan style=\"opacity:0.72;\"\u003e, Allentown, PA\u003c\/span\u003e\u003cbr\u003e“Nothing I did on my own helped. Then I contacted Yordan and everything moved fast. He even showed me how to handle my cards.”\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eMore reviews on the \u003ca href=\"\/pages\/about\"\u003eAbout\u003c\/a\u003e page.\u003c\/p\u003e\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eBeing straight with you\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eNo score promises.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eWe don't remove things that are true, current, and correctly reported.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eYour rights are \u003cspan class=\"pmh-grad\" style=\"font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003efree\u003c\/span\u003e.\u003c\/p\u003e\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eYou pay for the organized system and the time you don't spend figuring it out alone.\u003c\/p\u003e\n\u003cdiv class=\"pmh-seo-faq\"\u003e\n\u003cp class=\"pmh-grad\" style=\"margin:1.2rem 0 0.4rem;font-size:1.22rem;line-height:1.28;font-weight:400 !important;letter-spacing:-0.015em;width:fit-content;max-width:100%;font-weight:800 !important;background:linear-gradient(135deg,#F2D01D 0%,#F79460 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;\"\u003eQuestions people ask\u003c\/p\u003e\n\u003cp style=\"margin:0.85rem 0 0.2rem;font-weight:700 !important;line-height:1.35;\"\u003eWhat is in the bundle?\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eThree self-paced checklists: The Credit Attack Kit, Build Credit Lenders Love, and Homebuyer Ready. Same files as buying them one by one.\u003c\/p\u003e\n\u003cp style=\"margin:0.85rem 0 0.2rem;font-weight:700 !important;line-height:1.35;\"\u003eHow long does a bureau have to investigate?\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eUnder the FCRA, generally 30 days for a complete dispute. That is an investigation, not a deletion promise.\u003c\/p\u003e\n\u003cp style=\"margin:0.85rem 0 0.2rem;font-weight:700 !important;line-height:1.35;\"\u003eDoes the bundle raise my score or get a mortgage approved?\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eNo. These are checklists. No score promise. No approval promise.\u003c\/p\u003e\n\u003cp style=\"margin:0.85rem 0 0.2rem;font-weight:700 !important;line-height:1.35;\"\u003eWhere do I get free weekly reports?\u003c\/p\u003e\n\u003cp style=\"margin:0 0 0.48rem;font-weight:400 !important;line-height:1.45;\"\u003eAnnualCreditReport.com is the official site for free weekly credit reports.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"pmh","offers":[{"title":"Default Title","offer_id":49074699337983,"sku":"BUNDLE-EN","price":34.97,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0835\/9179\/0847\/files\/complete-credit-bundle.jpg?v=1787874232"}],"url":"https:\/\/store.plantmoneyhabits.com\/collections\/student-loan-reporting-errors.oembed","provider":"plant money habits","version":"1.0","type":"link"}